Six service areas covering everything from monthly bookkeeping to HMRC investigations. One point of contact. No referrals out.
The financial foundation every business needs — done accurately, filed on time, and explained in plain English. All day-to-day financial management using FreeAgent or Xero, with full MTD compliance built in from the start.
Who this is for: Sole traders, limited company directors, and partnerships who want reliable monthly bookkeeping and year-end accounts without chasing their accountant.
Software: FreeAgent and Xero. We connect your bank feeds, keep everything reconciled month by month, and you have real-time access to your numbers.
| Service | What we deliver |
|---|---|
| Monthly Bookkeeping | Transaction coding, bank reconciliation, management accounts, FreeAgent/Xero maintenance |
| Annual Accounts | Year-end statutory accounts for limited companies and sole traders |
| Self Assessment | Personal tax return for directors, sole traders, and landlords |
| Corporation Tax Return | CT600 preparation and filing, relief optimisation |
| Management Accounts | Monthly or quarterly P&L, balance sheet, cash flow summary |
| Payroll | RTI submissions, payslips, P60/P45, auto-enrolment monitoring |
Standard VAT returns through to complex advisory — including the CIS domestic reverse charge, which catches many construction businesses out. All submissions are MTD-compliant.
Construction VAT: The domestic reverse charge for building and construction services changed how VAT works for most contractors and subcontractors. We manage this correctly — no penalties, no surprises.
Complex VAT: Land and property, partial exemption, international trade, and TOGC cases — all handled by VABK.
| Service | What we deliver |
|---|---|
| VAT Registration | Application, scheme selection — standard, flat rate, or cash accounting |
| VAT Returns | Quarterly/monthly preparation and MTD-compliant submission |
| CIS Domestic Reverse Charge | DRC compliance for construction subcontractors and contractors |
| VAT Advisory — Complex | Land & property, partial exemption, TOGC, international trade |
| VAT Clearance Applications | Formal HMRC clearance requests for non-standard VAT treatments |
The Construction Industry Scheme is one of the most error-prone areas of UK tax compliance. Missed returns, incorrect deductions, and failure to verify subcontractors all carry financial penalties. We manage the entire process.
Contractors: We handle your monthly CIS300 returns, subcontractor verification, deduction statements, and ensure your filing history is clean.
Subcontractors: We help you apply for Gross Payment Status where eligible — meaning you receive full payment without deductions, improving your cash flow significantly.
| Service | What we deliver |
|---|---|
| CIS Contractor Setup | Contractor registration, subcontractor verification procedures |
| Monthly CIS Returns | CIS300 submissions, deduction statements for all subcontractors |
| CIS Gross Payment Status | GPS application, compliance monitoring, and appeals support |
| CIS Compliance Review | Full review of contractor obligations and filing history — identifies gaps before HMRC does |
HMRC issues fixed penalties for CIS returns filed late — starting at £100 per month and rising steeply. If you are behind or unsure about your compliance position, contact us before HMRC contacts you.
Inheritance tax. Business exits. HMRC investigations. R&D tax credits. High-stakes situations where the advice you receive directly affects the outcome. VABK works in partnership with specialist tax consultants to deliver qualified, written advice on every complex case.
| Service | What we deliver |
|---|---|
| Inheritance Tax Planning | IHT liability assessment, reliefs, gifting strategy, trust structures |
| Capital Gains Tax | CGT reliefs and exemptions, residential property disposals, BADR |
| Business Exit Planning | Exit structure, BADR eligibility, company purchase of own shares |
| Company Restructuring | Demergers, reorganisations, share valuations, HMRC clearance |
| Property Tax Advisory | SDLT advice and reliefs, property business incorporations, ATED |
| Trusts | Trust tax obligations, reporting, compliance |
| Residence & Domicile | UK tax residency, double tax relief, internationally mobile clients |
| HMRC Enquiries | Enquiry support, correspondence management, compliance checks |
| R&D Tax Credits | Claim viability assessment, technical narrative, SME vs RDEC, optimisation |
| Employment Tax Advisory | P11D, benefits in kind, PAYE settlement agreements, termination payments |
| Share Incentives | EMI schemes, share options, employment-related securities reporting |
ISO 9001 and ISO 27001 certifications are increasingly required for construction businesses tendering for public sector contracts. We prepare you completely — documentation, processes, and audit readiness — so your certification audit is a formality, not a risk.
ISO 9001 — Quality Management: Required by many main contractors and public sector clients before awarding subcontracts. We build your quality management system from scratch.
ISO 27001 — Information Security: We build your ISMS, policies, risk register, and full documentation set.
Note: VABK prepares you for certification. Certification is delivered by an accredited external audit body.
| Service | What we deliver |
|---|---|
| ISO 9001 Preparation | Gap analysis, documentation, process design, quality management system build, full audit readiness |
| ISO 27001 Preparation | ISMS setup, policy documentation, risk register, control implementation, audit readiness |
An increasing number of main contractors and public sector bodies require ISO 9001 before awarding subcontracts. Without it, you are excluded from tenders before anyone looks at your price. VABK has built the systems and knows exactly what auditors look for.
The administrative and structural work every limited company needs to stay compliant — plus the remuneration planning that keeps directors tax-efficient year after year.
Director remuneration: The optimal director salary for 2025/26 is £9,100 per year — below the NI secondary threshold. Combined with the right dividend and pension strategy, the savings are significant. Are you structured correctly?
New limited company? We handle incorporation, register you at Companies House, set up your share structure, and ensure you are HMRC-registered from day one.
| Service | What we deliver |
|---|---|
| Company Incorporation | Limited company formation, share structure, PSC register, initial HMRC registrations, confirmation statement setup |
| Confirmation Statements | Annual CS01 filing with Companies House — on time, every year |
| Director Remuneration Planning | Optimal salary/dividend strategy, NIC efficiency analysis, pension contribution modelling |
| Employment Contracts | Drafting support for first employee hire and director service agreements |